PAPERS
and COMMENTS

.............................................................................................................................SESSION 6A

Islamic Banking Consumer
Adiwarman A. Karim and Adi Zakaria Affif

Measuring Depositors' Behaviour of Malaysian Islamic Banking System : A Co-integration Approach
Sudin Haron and Wan Nursofiza Wan Azmi

Comment by:
Ridha Saadallah
Remali Yusof

.............................................................................................................................SESSION 6B

Reviewing the Concept of Shares: Towards a Dynamic Legal Perspective
Faizal Ahmad Manjoo

Speculative Capital: An Islamic View
Yousef Khalifa Al-Yousef

Comment by:
Muhammad al-Bashir Muhammad al-Amine
Hussain Hamid Hassan

.............................................................................................................................SESSION 7A

Islamic Law, Adaptability and Financial Development
Habib Ahmed

The Quantum Enigma and Islamic Sciences of Nature: Implications for Islamic Economic Theory
Waleed El-Ansary

Comment by:
Mohamed Aslam Haneef
Usamah Ahmad Uthman

.............................................................................................................................SESSION 7B

A Study on the Possibility of Mosque Institution Running a Micro-credit Programme Based on
the Grameen Bank Group Lending Model: The Case of Mosque Institution in Kelantan, Malaysia
Asry Yusoff , Abdullah Sudin Ab. Rahman and Mohd. Noor Shapiin

Islamic Financial Thought and Chinese Moslems' Financial Behaviours
Liu Tianming

Comment by:
Bandar al-Hajjar
Mohamed Finaish
Mohammad Ali Sakr

.............................................................................................................................SESSION 8B

Basle II and Capital Requirements for Islamic Banks
M. Kabir Hassan and Mehmet F. Dicle

Cyclical Patterns in Profits, Provisioning and Lending of Islamic Banks and Procyclicality of
the New Basle Capital Requirements
Abdul Ghafar b. Ismail and Ahmad Azam b. Sulaiman

Basle II: Implications for Islamic Banking
Monzer Kahf

Comment by:
Zamir Iqbal on 3 papers Kabir Kahf Abd
Nienhaus on 3 papers Kabir Kahf Abd. Ghafar
Muhammed El Qorchi / V Sundararajan on 3 papers Kabir Kahf Abd

.............................................................................................................................SESSION 9A

Securitization, Sukuk and Fund Management Potential to be Realized by IFIs
Muhammad Ayub

Sukuk: A Panacea for Convergence and Capital Market Development in the OIC Countries
Nathif Jama Adam

Comment by:
Salman Syed Ali
Eltegani A. Ahmed

.............................................................................................................................SESSION 9B

Income Ratio and the Risk-Sharing Structure of Optimal Contracts: The Break-Even Theory of Mudarabah
Seif el Din Tag el Din

Riba Versus Profit in An Exchange Economy: Conceptual Foundations for Stable Financial System in Islamic Perspectives
Elmi M. Nur

Comment by:
Humayon Dar on Seif el din
Zahedi Vafa

Contacts: The Secretariat Directorate of Islamic Banking – Bank Indonesia Jakarta Indonesia Fax: +62-21-350 1989 / 350 1990 Phone. + 62-21-381 8778 / 3818916 Email: ICIEF2005@bi.go.id | http://www.iebfc.com | http://www.bi.go.id